Health Insurance Benefits
Our Company is committed to providing comprehensive health coverage options to meet the diverse needs of our employees. We offer both HMO and PPO plans to ensure you have choices in your healthcare coverage.
HMO (Health Maintenance Organization) Plan
- Network of providers: You must choose a primary care physician (PCP) and get referrals for specialist care.
- Lower out-of-pocket costs for in-network care.
- Annual deductible: $500 for individual coverage, $1,000 for family coverage.
- Predictable copayments for most services.
PPO (Preferred Provider Organization) Plan
- Flexibility to see any healthcare provider without referrals, including specialists.
- Higher out-of-pocket costs, especially for out-of-network care.
- Annual deductible: $1,000 for individual coverage, $2,000 for family coverage.
- Lower costs when using in-network providers.
For detailed information about coverage, copayments, and out-of-pocket maximums, please consult the benefits guide or speak with a Human Resources representative.